Managed payroll
A dedicated payroll advisor supports every cycle and deals with your payroll vendor for you.
- Full-cycle payroll processing
- Platform support and vendor switches
- Third-party integrations
- Benefits and 401(k) onboarding
Business process outsourcing
Outsourcing today.
A stronger tomorrow.
Payroll, HR compliance, benefits, workers' comp, retirement and tax credits, without the vendor headaches. Dedicated U.S.-based experts deal with the vendors so you don't have to, with AI doing the heavy lifting. Keep your payroll platform or let us find a better one. Either way, we negotiate wholesale pricing.
- 25+payroll and HR platforms
- 55+integration partners
- 100%U.S.-based support
- 12 momoney-back guarantee
The problem
Running a business has never been more complex.
Compliance rules change every year, health costs keep climbing and payroll mistakes are expensive. Most owners are wearing too many hats to keep up.
- Compliance risk
- Payroll errors
- HR complexity
- Rising healthcare costs
- Higher deductibles
- Tax changes
- Administrative burden
Let us take some of these hats off
You are the business owner, the controller, the office manager and the phone support. You should not also have to be the payroll clerk, the HR department, the benefits coordinator and the compliance officer.
We deal with the vendors behind your payroll, employee files, benefits, HR, compliance and reporting, so you and your team can get back to the work that grows the business.
What we do
One partner. All the solutions.
Many of the services a professional employer organization offers, without giving up your platform, your flexibility or your price.
HR compliance and advisory
A SHRM-certified HR generalist for employee relations and compliance.
- Multi-state employee handbook
- Harassment prevention training
- Policy and state law updates
- Hiring, discipline and termination templates
Payroll technology brokerage
Our AI-powered RFP finds, compares and recommends the right platform for you.
- 25+ payroll and HCM platforms
- Or keep yours at wholesale rates
- 55+ integration partners
- One partner for every major platform
Benefits and workers' comp
Full market pricing so you get the best rates for your company.
- Health, dental, vision and life
- Workers' comp through group buying power
- Benefits administration
- Licensed broker for plan design and quotes
- Accident and wellness programs
Tax credits and incentives
We help identify and document credits, and work with your tax professional to claim them.
- Work Opportunity Tax Credit
- FICA tip credit
- SECURE 2.0, R&D and paid leave credits
- Incentives after a merger or acquisition
Retirement plans
Better options for your employees and lower costs for you.
- 401(k) plan comparison
- IUL and pension plan evaluation
- Startup and contribution credits
- Retirement planning for employees
Risk and compliance
Help keeping up with the agencies that oversee employers.
- IRS and Social Security reporting
- Department of Labor wage and hour rules
- OSHA, EEOC and NLRB requirements
- Records retention and required postings
Technology, security and AI
The systems behind your back office, set up properly and kept safe.
- Managed IT and Microsoft 365
- Cybersecurity and dark web monitoring
- AI automation for repetitive work
- Websites, CRM and e-signature
Accident and wellness program
An employer-sponsored accident medical expense plan with virtual care and wellness services. Not health insurance. Limited benefits for specified accidental medical expenses. Ask us whether it fits your company. Cost, eligibility and tax treatment depend on your plan and your business, so please review it with your own tax and legal advisors.
Ask about this program →How it works
Pick your technology. Pick your service. We deliver the best price.
- 01
Pick your technology
Choose from the best platforms on the market, or keep the one you have. Our RFP compares 25+ options against your company's needs.
- 02
Pick your service level
Choose the support that fits: help for your payroll admins, or a dedicated payroll and HR person your whole company can reach.
- 03
We deliver the best price
We negotiate as a wholesale buyer. You save, and we make the switch simple.
Option one
Keep your current platform
We negotiate your rate down to wholesale pricing and support your team on the system they already know.
Option two
Let our RFP pick the best fit
We compare the market on cost, service, technology and compliance, then move you to the platform that wins.
40%less on a national provider's monthly invoice
60%less on HR administration fees
35%less on a 50-employee annual contract
Examples from real client invoices. Your savings depend on your company and platform.
Service levels
White glove service. Real people.
All U.S.-based. Every client gets named experts, not a call center.
Keep your vendor
We negotiate with your current vendor and give your admins a dedicated payroll and HR specialist.
Wholesale platform
An RFP-selected payroll system at wholesale pricing, plus a dedicated payroll and HR administrator for your admins.
Your whole company
A dedicated payroll and HR person that everyone in your company can reach.
Licensed broker
Your expert for plan design, quotes and custom solutions.
Managed payroll advisor
Your partner for payroll processing and compliance.
SHRM-certified HR generalist
Your expert for employee relations, compliance and people support.
Your first 90 days
Real results. Real fast.
- Week one
Get connected and compared
Sign a mutual NDA, add us as an admin on your payroll platform and set up an HR mailbox for us. We take you to the full market and negotiate on your behalf.
- Week two
See your best options
We present the best negotiated option and the best RFP option side by side, and start your tax credit evaluation.
- Weeks 3 to 12
Put the savings to work
Full market pricing on workers' comp and health benefits, tax credit review with your tax professional, retirement plan review, and your new HR handbook and onboarding.
Tax credits and incentives
Money most businesses leave on the table.
Tax credits cut what you owe dollar for dollar. We help identify them, manage the paperwork and help you pursue the credits you may qualify for.
Up to $9,600
Work Opportunity Tax Credit
Per eligible new hire, per year, where available under current law. Our fee is charged only when a credit is approved.
Up to $16,500
SECURE 2.0 retirement credits
Startup, employer contribution and plan administration credits for a new 401(k).
$2,000 to $750,000+
R&D tax credit
For engineering, software, process improvement and product development work, available every year.
Up to $5,000
Paid leave credit
Per employee for qualified sick and family leave. Prior years may hold missed credits.
Every tip
FICA tip credit
For restaurants, bars, and now barbershops and salons, on Social Security and Medicare paid on tips.
$2.5M+in Work Opportunity credits identified in 2025
$3,751average credit per payroll client
Our promise
Straight answers. No surprises.
12-month money-back guarantee
Backed by a 12-month money-back guarantee. See your agreement for terms.
No setup fees or long-term contracts
For our own services. You stay because the service is good, not because you are locked in.
3 and 5 year price locks
Lock your pricing for three or five full years. No yearly increases.
No junk fees, ever
What we quote for our services is what you pay. Any partner program fees are disclosed up front.
100% U.S.-based support
No offshore call centers. Real people, right here.
One point of contact
Payroll, HR, benefits and tax credits through one partner who knows your business and deals with the vendors for you.
Our brands
One home, focused brands.
Change the Game BPO brings a growing family of business services together under one roof.
Payroll and HR
AI Payroll Broker
Payroll, shopped for you. We compare more than 25 payroll and HR platforms, negotiate the price and set it up, so you get the right fit without five sales calls.
Visit aipayrollbroker.com →
Coming soon
More services on the way
New brands are joining the family. Each one brings the same promise: less overhead, better results and one team you can call.
Talk to us
Ready to change the game?
Send us your latest payroll invoice and we will show you what you could save, what credits you may qualify for, and what it would look like to hand the work off.